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18 Things Mentally Strong People Do

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18 Things Mentally Strong People Do

#1: They move on.

They don’t waste time feeling sorry for themselves.

#2: They keep control.

They don’t give away their power.

#3: They embrace change.

They welcome challenges.

#4: They stay happy.

They don’t complain. They don’t WASTE ENERGY on things that they cannot control!

#5: They are kind.

They are fair and unafraid to speak up. They don’t worry about pleasing other people.

#6: They are willing to take calculated risks.

They weigh the risks and benefits BEFORE taking action.

#7: They invest their energy in the present.

They don’t dwell in the past.

#8: They accept FULL RESPONSIBILITY for their past behavior.

And they DON’T make the same mistake OVER and OVER.

#9: They celebrate OTHER people’s success.

They don’t resent their success.

#10: They are willing to fail.

They don’t give up after failing. They see every failure as a chance to IMPROVE!

#11: They enjoy their time alone.

They don’t FEAR being alone.

#12: They are prepared to work and succeed on their own merits.

They don’t feel the world owes them ANYTHING!

#13: They have staying power.

They don’t expect immediate results.

#14: They evaluate their core beliefs.

And? They modify them as needed.

#15: They expend their mental energy wisely.

They don’t spend time on unproductive thoughts.

#16: They think productively.

They replace negative thoughts with positive thoughts.

#17: They tolerate discomfort.

They accept their feelings without being CONTROLLED by them.

#18: They reflect on their progress every day.

They take time to consider what they’ve achieved and WHERE they are GOING!

Boost Your Financial Success With Meditation

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Boost Your Financial Success With Meditation

Meditation and financial success might appear to be in separate worlds, but meditation can be very helpful for dealing with financial pressure and reaching new levels of financial success.

Meditation might be the missing link you need to reach your financial objectives.

It can be that powerful.

So … how do you achieve your financial goals with meditation?

1. Find a quiet spot and put yourself in a comfortable position you can maintain for at least 30 minutes.

A quiet place at home is easiest. With practice, you can learn to meditate on a noisy subway. Find a comfortable seated position.

2. Spend the first few minutes emptying your mind.

The easiest way to do this is by placing all of your focus on your breath.

Feel the air moving in and out of your chest.

Breathe in through your nose and out through your chest.

Keep your attention on your breathing.

3. Focus on a financial challenge in your life.

Notice the changes in your thinking. Notice the sensations in your body.

Your mind might be racing to the future and imagining the worst possible outcome. Your heart and breathing might quicken.

The key is to dispassionately observe your reaction.

Continue observing until everything subsides. The uncomfortable thoughts and feelings in your body will rise and fall.

Talk yourself though it.

“That’s interesting. My stomach is feeling nauseous and my mind is racing.”

 

“The feelings are starting to go away.”

4. Think about a financial goal.

Lots of us have financial goals. Most of us fail to take any real action.

Think about a challenging financial goal and repeat the same process above. Notice your feelings and thought processes. Continue until the noise subsides.

Make note of the thoughts that arise.

“I don’t know how to accomplish it.”

“My ex will take any extra money I earn.”

“I don’t know enough.”

5. Visualize taking the first step toward that goal.

Imagine taking the first logical step toward realizing your financial goal. What thoughts and feelings arise?

Realize that if all of your thoughts and feelings were positive, you’d be aggressively and enthusiastically pursuing your goal!

It’s the negative thoughts and feelings that are holding you back. Meditation is an effective way for dealing with these roadblocks.

6. Consider the end.

Imagine that you’ve just achieved your goal. How do you feel? What are you thinking?

This is important.

Even the achievement of an amazing goal might not be 100% positive.

Maybe you’re worried about the taxes you’ll owe. Perhaps you’re worried about how your friends and family will react to your success.

These issues can prevent you from ever attaining the success you desire. Continue meditating until the feelings subside.

7. At a later time, sit down and examine the beliefs that might be blocking you from financial success.

Remember, if you had effective beliefs, you’d already be knocking your finances out of the park.

Are the beliefs reasonable? How did you develop these beliefs? Who taught you these things?

Can you put your faith in alternatives that are more supportive of your goals?

What are the benefits of changing your beliefs?

You’ll find that meditation needs to be done regularly to achieve excellent results. It’s a skill that develops over time.

Meditation isn’t just for Buddhist monks. You can use meditation to make positive changes to your financial life.

Apply a little meditation to your financial challenges and goals and boost your financial success.

Top 10 Highly Effective Money Habits

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Top 10 Highly Effective Personal Finance Habits

A big income and fancy degree do not guarantee financial abundance. Effective money habits are an important part of achieving financial independence. Over time, your habits will ultimately determine your outcomes. Choose your habits wisely and watch your bank account grow. A few new, simple habits can create positive change.

Add these money habits to your financial life:

1. Automatically transfer money to your savings or brokerage account.

If left to our own devices, few of us would consistently put money into our savings account each month. Remove the temptation and responsibility.

Save a portion of each paycheck without having to think about it.

2. Review your financial goals each day.

One of the most effective ways to save and invest effectively is to review your financial goals and keep them fresh in your mind.

Don’t have any goals? Make a few.

3. Only use a credit card in an emergency.

Sure, there are cards that allow you to earn points toward good and services. But is the risk of running up your debt worth it?

Pull out the debit card and save the credit card for emergencies

4. Pay your bills weekly.

Set up a day and time each week to pay your bills. Try to pay all bills at least 10 days before they’re due.

Holidays and weekends can prolong the amount of time it takes for online payments to post or for the mail to reach its final destination.

Avoid waiting until the last minute, and late fees will be a thing of the past.

5. Learn a little more each week.

You might have had a single class on personal finance in high school. Any additional education on the topic will be your responsibility.

Spend 30 minutes each week on a topic that will enhance your understanding of personal finance.

Here are a few ideas:

  • Managing debt
  • Investing
  • Retirement planning
  • Taxes
  • Diversification

6. Check your bank accounts each day.

Take a minute and review your account balances.

Everyone has unexpectedly run out of money at one time or another. Never be surprised again.

7. Live below your means.

This single habit makes it easier to pay bills, save money, and avoid debt.

Adopt a lifestyle that will allow you to save at least 15% of your paycheck and still avoid going into debt.

This where a budget really comes into play. With a household budget, you’ll be able to see how well you’re doing each month.

8. Max out employer retirement accounts.

If your employer offers a 401(k) plan, be sure to contribute enough to receive the maximum match amount.

9. Eat at home.

Every meal out costs a significant amount more than the same meal would cost at home. Plan your meals in advance and save money.

10. Comparison shop.

Comparison-shopping can save money and prevent wasteful purchases in the first place.

By taking your time, you’ll have a better chance of finding the best price. You might also find that the urge to splurge has passed by the time you find the best deal.

Shopping around can be half the fun.

How many of these habits do you currently have?

Consider the idea that every money habit you have is either taking you closer to or further from your financial goals.

Are your current habits enhancing your finances or harming them?

Evaluate your habits and rate their effectiveness with a long-term perspective.

Decide to adopt one new habit today!

6 Negative Money Beliefs And Their Helpful Alternatives

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6 Negative Money Beliefs And Their Helpful Alternatives

Negative money beliefs are especially damaging. Negative beliefs will STOP you from taking the NECESSARY ACTION to achieve financial stability? and abundance! Recognizing these beliefs and adopting more useful alternatives can bring about financial change.

Negative money belief #1: “I’ll have time in the future.”

There’s never a time like the present to deal with debt or start saving for retirement.

Helpful Alternative?

Time is money. The sooner I get started, the better.

Negative money belief #2: “I can’t get out of debt.”

That’s rarely true. Getting out of debt can take more time than getting into debt, though. With a good plan and reasonable spending, most debt can be overcome quicker than you think.

Helpful Alternative?

I can overcome my debt with an effective plan, hard work, and patience.

Negative money belief #3: “I’ve never been good with money and I never will be.”

You probably weren’t very good at riding a bike initially, but you learned. Financial expertise and skills can be learned by anyone.

Helpful Alternative?

I can acquire the necessary knowledge and skills to be financially successful.

Negative money belief #4: “I don’t earn enough money to save anything.”

Pay yourself first, even if you can only save $5 each week. When saving becomes a habit and a priority, you’ll find a way to save more.

Helpful Alternative?

I can always find a way to save part of each and every paycheck.

Negative money belief #5: “I’ll never enjoy a large income.”

Your income is determined by what you do, not by who you are. A large income is available to all.

Helpful Alternative?

My income is determined by the value I provide.

Negative money belief #6: “Money corrupts people.”

It would be more accurate to state that money gives people the opportunity to be corrupted. Money reveals the truth.

Helpful Alternative?

I am the same person, regardless of how much money I have.

Replace your negative money beliefs with more helpful alternatives. This is the first step toward financial abundance.

Get started today!

Avoid frustration and approach one belief at a time.

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