Table of Contents
Last Updated on 2014-12-14 by Kassandra
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My FREE Downloadable Interactive Personal Finance Tool
This is a tool I created based on the money management system that T Harv Eker explains in his book Secrets of the Millionaire Mind. I have had several people already download it & have told me how much it has helped them. Please be sure to get it for yourself and let me know how it helps you!
Click Here to Learn More About My FREE Downloadable Interactive Personal Finance Tool
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FlexScore
This tool is more of a day-to-day tool you can use. Not only is it FREE (they get paid if you use financial institutions on the site, but you’re not obligated to) … but you can kind of look at it like a game.
You’ll put in your information, and the site will give you a score based on how well you act with your financial choices & managing your money. It will also show you how to raise your number, with a perfect score goal of 1,000!
Downsides:
1) You really need to use this tool daily and be sure to input the information so you can actually see how you’re doing.
2) FlexScore doesn’t offer a human adviser to help you reach your goals.
3) No household score, so if you live with someone, are married or have a partner, you’ll each need to have your own. -
Guide Financial
From what I read in the article, this tool sounds pretty handy. It’s expected to give you step-by-step advice on such things as how to save money refinancing your mortgage, find the highest-yielding savings account, choose a retirement plan & more! It will also allow you to search and find if you’ve spent more in one category this month than previously done so you can curb your spending as needed.
You will need to pay for this service, but it’s not a lot.
You also will not be provided with actual investment advice, but this tool will help you visually see where you’re putting your money and help manage a little better.
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Future Advisor
This one is a DIY online investing tool. You’ll provide answers to a questionnaire that the site will use, coupled with your current holdings, and will tell you what to buy, sell, or hold. Periodically, it will suggest ways to rebalance your portfolio … all of which with the intended result of a highly diversified portfolio with the right asset allocation for you, but without the high cost or low/poor performing ETFs and funds that most investors don’t realize are really just wasting their money.
While this service is NOT free, for the benefits you get the price is phenomenal! ($9 a month for a portfolio under $50k)
With the paid services, you’ll get all of the above, and they’ll also take your existing investments & make the minimum adjustments to get the portfolio you should have.
The premium service ($19 a month) also provides you with automatic tax-loss harvesting! What that means is that they will sell your losses to offset your taxable gains.
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Financial Guard
This tool is also something you would pay monthly for ($15.95 a month or $149.95 a month) — however what this tool will do for you is it will grade your funds and ETFs on an A-F grade scale. This grading system is based on performance and fees. It will then tell you which ones you should keep, and suggest which ones to buy so your portfolio will get an A.
There are some other pretty nifty perks — be sure to check out their site if this sounds of interest to you.
Possible Issues:
1) From the article I found, this is an algorithm-based system and may or may not be a wise way to go with your investments.
2) The suggestions are not really comprehensive in analysis for your personal, current situation beyond what you input into the questionnaire.
I really like the idea behind these tools, and at this point in time I’m simply providing information. I have not yet used these tools myself (except the one I created and shared first).
I’ll be honest – I would definitely get Tony’s new book. It’s the most comprehensive piece of information that allows “the 98%” access to information and services that the top 1% of the 1% used to be the only ones who knew about it.
And as soon as I’m finished reading it, I’ll be sure to let you know which ones I like the best. 🙂
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As always, I like to provide information that will allow you to be prosperous in all forms. The below box has information on something I’m involved in that is helping people earn additional income — some of which were able to replace their income!
Get your information and make the decision for yourself. I would love to work directly with you to help you increase your wealth and prosperity. ^_^
O wow soooooo helpful I love this all I can’t wait to look it all over in depth. There are so many tools I haven’t seen before great stuff.
Thanks Tanya! Be on the lookout in the next couple of weeks for more tools I’ll get and be using/reviewing once I’ve finished Tony’s new book!
Neat tools you share here. Good to educate yourself on this subject.
thanks for sharing these tools
My pleasure, Sheena! I know you’ve got a lot going on as well, so I hope they will help you with your finances!
oh these are must have tools!!! But have to say the first one is my favorite!! I got Tony Robbins new book Money Master the Game and it has blown me away!! Plus I even got in on audible too and just wow!! The other tools are incredible too thank you!!
That’s WONDERFUL Michelle! Yes, I’m learning a lot from Tony’s new book as well. I have a physical copy and a Kindle version. Would love to hear how his information has helped you!
Great resources. I’ve got my copy of Money: Master the Game. Thanks for reminding me that I need to pick that book up!
Oh, of course! It’s my pleasure. EVERYONE should have and read that book. GREAT info!
such useful tools! managing money is such a sore spot for so many. sometimes having the right tools, and then committing to using them is all it takes. thanks for great info 🙂