Last Updated on 2015-01-11 by Kassandra

There is no easy or cookie cutter way to pinch pennies, stretch dollars and cut out the FAT (thank you Dani Johnson) … And when you’re with someone, it can be even harder. So I wanted to provide you with the 15 Strategies to Save Money As a Couple that I found here in an article written by Kayla Matthews.

 

15 Money Saving Ideas for Couples

 

Go On Dates That Cost Next to Nothing

I actually just did a blog post on that – click here for those ideas!

Sign Up For Free Customer Rewards Programs

I’m part of one right now that rewards me with travel – and I LOVE it! Click here for more information.

Here are some other rewards you can pick up:

• Netflix, Redbox, and Amazon Prime offer free trials that can assist you get waived shipping fees & free movie rentals
• supermarket rewards program
• gas rewards

If the Time is Right, Move In Together

Sharing a living space and bills can save a HUGE amount of money in a shorter amount of time.

When Furnishing a New Place, Buy Used

Check out yard sales, thrift stores, and flea markets.

Consolidate Whenever Possible

• cell phone bills
• magazine subscriptions
• digital subscriptions (Netflix, Hulu, etc)

Make Your Own Cleaning Supplies

I first heard about this from a very good friend of mine with 3 phenomenal daughters! She makes her own, and I’m not sure how she does it, so here’s a link to one opinion on the matter…

Get Rid of Unnecessary Subscriptions

Biggest culprits are often online media, cable bills or magazine subscriptions.

Make The Most of Grocery Shopping

DO NOT go shopping for food WHEN YOU ARE HUNGRY!!! Make an airtight grocery list of what you need, so you don’t purchase anything unnecessary. And when you’re not getting food …

Buy necessities in bulk like frozen food, toilet paper and baking items.

Take Cheaper Vacations

Make your own meals and snacks instead of ordering out when you’re on vacation. Look into alternative vacations that can cut down on cost, such as camping instead of a hotel, or find places like Groupon or my travel club. I actually use both because they work with each other … SYNERGY baby!

Combine Your Finances

Do not combine ALL of your finances! But if you’re sharing expenses, have a joint account you both put money in to in order to pay mutual bills and set it up so that you both have to agree on when money is taken out. This will ensure that not only are you paying your bills, but you also have your own money to do with what you need personally.

Have Frequent Discussions About Your Goals

By gauging what you want to have, you can adjust plans as needed. If you need help setting goals, here’s a post I did about that.

Adjust Your Insurance Policy

In 2013, bankruptcy was declared by 1.7 million people due to medical debt alone. You can help yourself by adjusting your plan so it’s more affordable, yet still keeps you covered.

If You Have a Credit Card, DON’T Use It

You would think it would stand to reason that if you’re trying to save money, you’ll only spend when you need to. But even if you’re “only using it but you’ll pay it off right away” … you’re only going to dig your hole deeper. Use cash, keep a daily eye on your bank account, and/or come up with a budget! Just don’t use that credit card!

Make a Debt Plan

By assessing your debts together, you can get out of debt quicker by determining the best repayment plan and reduce expensive interest.

Refinance Your Student Loans

College isn’t cheap – unless you got a full ride. Most people don’t. So if you both have student debt, try to consolidate it.

 

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Successful people have successful habits. They have teams of people helping them stay focused and on track.

If you’re looking for a team that will do the same for you, I wanted to give you some additional information about one of mine. See the “Wealth is a Team Building Sport” below. 🙂